For CFOs and finance teams
What your 401(k) really costs, and what it could cost.
The full 401(k) plan design calculator in its CFO view: budget number, worst-case ceiling, after-tax reality, and the workforce behind them. Load the sample census or upload your own; everything is computed in your browser and nothing you enter is uploaded.
What you get
- Annual employer cost, percent of payroll, and cost per employee
- Maximum exposure: the ceiling if every employee earned the full match
- Net cost after expected forfeitures and the corporate tax deduction
- A five-year projection under your growth and wage assumptions
- Match utilization, workforce pyramid, and cost concentration charts
- SECURE 2.0 tax credit estimates for companies up to 100 employees
- An exportable one-file CFO brief with interactive charts